Increase

Increase provides modern banking infrastructure that enables technology companies to programmatically manage financial operations. With direct connections to major financial networks, Increase offers unfiltered access to banking capabilities through its APIs.

Key features include:

• ACH transfers: Initiate same-day ACH credits and debits with automatic return correlation.
• Bank accounts: Create unlimited account numbers with flexible structures and FDIC insurance.
• Card issuance: Design custom physical and virtual cards with real-time authorization control.
• Check processing: Send branded checks or deposit checks via API.
• Wire transfers: Send money instantly through Fedwire.
• Real-Time Payments: Move money in seconds to accounts at major banks.
• FedNow support: Coming soon for 24/7/365 instant payments.

Increase stands out by providing:

• Bare-metal APIs: Direct access to Federal Reserve, Visa, and other networks.
• Transparent data: Fewer dependencies and more stability.
• Customized compliance: Tailored risk profiles and onboarding processes.
• Modern tooling: User-friendly dashboard for manual operations and team workflows.

Whether you're building a payroll system, a digital wallet, or embedded lending solutions, Increase offers the financial primitives needed to create scalable and flexible financial products. Their approach focuses on giving developers full control and visibility into the underlying banking infrastructure, enabling innovative solutions that can adapt to complex financial requirements.